Alert 01
Failed or pending screen pressure
A PhonePe payment failed screen—or a copied success image—can be edited. Treat it as unpaid until your own account records the completed credit.
Fake Payment
Screenshot
Detector
Upload a UPI, PhonePe, Google Pay or Paytm screenshot to this free fake payment UPI scanner. It checks for editing artefacts, inconsistent transaction details and known fake templates.
A screenshot is an image, not a receipt. Even a perfect one proves nothing on its own.
Works with
+15 more apps
+15 more apps
How the fake payment screenshot checker works
The tool reads the visible transaction details, looks for independent editing signals and explains why a screenshot appears ordinary or suspicious. It cannot confirm that money reached your account.
1
Upload the screenshot
Choose a JPG, PNG or WebP receipt. No account or manual form filling.
2
Read the transaction
The checker extracts the visible amount, recipient, status, timestamp, UTR or transaction reference and claimed payment app.
3
Compare independent signals
App identity, transaction-field coherence, component consistency, local editing artefacts and carefully bounded known-fake signatures are considered together.
4
Review the evidence
You receive a clear evidence-based result and the visible reasons behind it. Treat it as an early warning, then verify the credit in your own bank or UPI app.
What the detector checks
Amount, recipient, status and timestamp should agree with each other and with the app they claim to come from.
The app marks and header treatment are compared with how that app usually presents a receipt.
Rows built at different times often differ subtly in weight, spacing or alignment from the rest of the screen.
How the recipient and UPI handle are written can sit oddly against the rest of the receipt.
A success wording with a timestamp that does not fit the story is worth a second look.
Layouts that recur across circulated fake receipts are matched within careful bounds.
No single font, colour, UTR length or layout proves a screenshot is fake. Independent signals plus your own account record decide.
03Edge cases
When "check your app" isn't enough
Google's AI Overview tells people to "just open your bank app" and treats that as the whole answer. It is the right first move, but four situations make even a genuine check misleading for a while, and they are exactly the situations scammers who actually understand UPI rely on. No competitor page walks through these, most don't mention them at all.
Pending
Success
or
Failed
Most UPI transfers settle in under ten seconds, but a real share sit in "pending" for anywhere from a few minutes to a few hours while the two banks involved reconcile. A scammer can genuinely initiate a transfer, show you the "processing" screen, and walk away before it resolves either way, sometimes it fails on its own, at no risk to them. Do not release goods against a pending status. Wait for a final success or failure, not the screen in between.
Credited
Day one
Pulled back
A day or two later
Rare, but real: money can land in your account and be pulled back a day or two later, usually because the sender's bank flagged the transfer after the fact. If you're handing over something valuable, electronics, a bulk order, a large cash top-up, a same-minute balance check is not the same as a settled transaction. For high-value transfers, it is worth checking again the next day before you treat the money as final.
SCREENSHOT SHOWS
ACTUALLY LANDED
A scammer shows one screenshot for the full amount, then actually sends several small, genuine payments that add up to a fraction of it, betting that you will match "a notification arrived" to "the full amount arrived" instead of counting what actually landed. Match the number in your app to the number you were quoted, every time, not just the presence of a notification.
store@upi
credited
owner@bank
the one you had open
biz@upi
If your business has more than one UPI ID or more than one linked account, a payment can go through for real, just not to the account you happen to have open. Before you say "nothing came in," check every account and app linked to the business, not only the one on screen.
The rule underneath all four
a glance at a notification is not a check. The real check is the specific amount, in the specific account, as a completed transaction, not pending, not reversed, not sitting in a different account than the one you looked at.
04Excuse decoder
The "server down" excuse decoder
When you say "I have not received it," a real customer checks their app. A scammer explains.
These are the explanations, what is actually happening, and what to say back.
01
"PhonePe payment failed — the bank server is down"
UPI settles in seconds. A fake PhonePe payment failed screenshot may show an error, pending state or even a copied green success screen. Genuine bank outages do not turn a failed transfer into proof of credit. A success screen plus a server-down excuse is a contradiction. Ask them to show you the transaction inside their app, live, not a screenshot.
02
"GPay shows pending or processing on my side"
Then it has not been paid. Pending means the money has not left, or has not arrived. Hold the goods. A pending transaction that is genuine will either complete or auto-reverse within a short window: either way, waiting costs you nothing and costs a scammer everything.
03
"Paytm has a technical issue — here is the screenshot"
A technical-issue screen is not a payment confirmation. It is a screenshot of an error. Scammers use it because it looks official and explains the missing money in one image.
04
"Paytm SMS must have come"
SMS alerts can be delayed, and sender IDs can be spoofed. Your app's transaction history and your bank balance are the record. SMS is not.
05Highest cost
"Paytm shows I paid extra — return the difference"
Stop. This is the overpayment trap, and it is the most expensive one on this list. The original payment is fake or will be reversed. The refund you send is real. Never refund against a screenshot, only against money you can see in your own balance.
06
"My Paytm UTR is here, you can check it"
Good. Take it, and check it properly. See the next section.
One rule covers all six.
the buyer's phone is not evidence. Yours is.
05Reference check
Check the UTR, then check your bank
Every completed UPI transfer carries a UTR, a Unique Transaction Reference, sometimes shown as the UPI transaction ID or RRN. For UPI it is normally 12 digits. A screenshot can show any invented number. Only your bank record confirms money moved.
1
Take the UTR from the screenshot.
2
Check whether its length and character pattern fit the claimed app.
3
Search the same UTR in your own app or ask your bank.
UTR format checker
Runs entirely in your browser. Nothing is sent anywhere.
{{ utrCount }}
Paste works too
Enter a reference and run the format check.
Failed format check
{{ utrMsg }}
Passed format check
Format looks plausible. This does not prove payment. Open your own app or bank statement and find this exact reference against a completed credit to your account.
Failed format check: obvious fake or mistyped reference.
Passed format check: only the shape is valid, not the transfer.
06App forensics
How to check fake PhonePe, Google Pay and Paytm screenshots
PhonePe, Google Pay and Paytm do not fail in the same places. Compare the recipient, timestamp, reference and direction of payment, then confirm in your own app.
PhonePe · Payment successful
₹8,200
ToRamesh Kumar Sahu
Amount₹8,200.00
Transaction IDT2408291142XY
Illustration. Layouts vary by app version.
Google Pay · Completed
₹8,200
Completed29 Aug, 11:42 AM
To bankXXXX 4417
UPI IDstore@okaxis
Illustration. Layouts vary by app version.
Paytm · Money sent
₹8,200
Money sent toRamesh K.
UPI Ref No4471 8829 1204
StatusSuccess
Illustration. Layouts vary by app version.
How to identify a fake PhonePe payment screenshot
Check the transaction status wording. A completed transfer shows the recipient as PhonePe has it on record, not as the sender typed it. Match the registered name exactly, including spacing and initials. Also inspect amount and currency alignment, and the weight of the transaction-ID text.
01Registered recipient nameShould match your PhonePe record character for character.
02Amount alignmentCurrency and digits sit on one baseline in the real screen.
03Reference text weightEdited IDs often render heavier or thinner than the row above.
How to check if a Google Pay (GPay) screenshot is fake
Compare the success timestamp with when the buyer says they paid, and with your own clock. Check the last four digits of the bank account. On a real transfer to you, that account is yours.
01TimestampMust line up with the moment they claim to have paid.
02Your bank endingThe last four digits should be your account, not theirs.
03Completed statusCompleted is not the same as processing or scheduled.
How to identify a fake Paytm UPI screenshot
Inspect the UPI reference position and spacing, and whether the screen says money was sent or money was received. Fake templates often get the transaction direction wrong.
01Reference spacingDigit grouping is consistent in a genuine receipt.
02Sent vs receivedA buyer paying you cannot show a received screen.
03Recipient identityThe name and UPI ID should both resolve to you.
Also supported: BHIM UPI, Amazon Pay, WhatsApp Pay, CRED, Airtel Money and other UPI apps. Layouts change by app version, device and language, so the screenshot scanner weighs several signals together.
One visual mismatch is a clue, not a verdict. Independent signals plus your bank record decide.
Threat model
How fake payment screenshots are created, and why images are not proof
Most fakes come from one of three routes. Knowing the route helps you understand what a detector can catch, and why your own account remains the final record.
01
Edited real receipt
A genuine receipt image is altered to change the amount, name, time or status. Localised typography, edge or spacing changes may remain.
02
Generator or template
A fake payment screenshot generator builds a receipt without any transaction. Reused layouts and impossible combinations can leave recognisable patterns.
03
Cloned or prank app
A look-alike app can display a success screen without connecting to the real payment network. A convincing screen still does not create a credit in your account.
Do not search for or use generator tools. If money is not visible as a completed credit in your account, treat the payment as unpaid.
07Live signal
What people are checking right now
Verified activity
Waiting for real data
Live from our own checks, updated continuously. These are checks run on this page, not reports collected from elsewhere. Locations are city-level and nothing about uploaded images is stored.
Screenshots checked
{{ n24 }}
Last 24 hours
Flagged suspicious
{{ pctFlag }}
Share of checks in the same window
Most-faked app
PhonePe
Highest volume of suspicious receipts
Top city
Delhi NCR
By check volume
Checks per hour
Last 24 h
00:0008:0016:00Now
Top cities by check volume
Delhi NCR18%
Mumbai15%
Bengaluru13%
Hyderabad10%
Pune8%
City-level trends only. Images are analysed and deleted.
07BSafety watch
Scam Alerts for PhonePe, GPay and Paytm payments
Fresh reminders for recurring PhonePe and Paytm screenshot scams. This is an editorial safety update, not a live incident feed.
Alert 02
Overpayment refund request
A Paytm overpayment screenshot may be followed by pressure to return the difference. Refund only money already settled in your own bank record.
Alert 03
Notification or sound pressure
A GPay notification, screenshot, SMS or sound from the buyer's device can be fabricated. Trust your app, bank record, or a correctly matched soundbox amount.
08Hear the payment
Your soundbox cannot be fooled by their screenshot
If you take payments at a counter, the fastest defence is audible. A buyer can show any screen they like. They cannot make your merchant soundbox announce a network-confirmed payment.
Keep the volume up. A muted soundbox does not protect you.
Match the amount, not just the sound.
For large amounts, the soundbox is still a signal, not the record. Open your app.
Merchant soundbox
{{ sbLabel }}
{{ sbSpeech }}
Try the mismatch
Goods₹10,000
Announcement₹10 received
Mismatch. The sound played, but ₹10 is not ₹10,000. Hold the goods.
Visual demo. No audio is played.
09Choose your workflow
The safest check depends on what you sell
Pick your setup. The confirmation rule stays the same, but the fastest way to apply it changes with the counter you work behind.
10Act now
Already accepted a fake payment? The first hour matters
Speed matters more than anything else. Money that has not been withdrawn may still be frozen.
Evidence to keep
The screenshotPhone numberFull chatUPI IDOrder details
Right now
Stop further delivery or refunds. Never send the extra amount back.
Within minutes
Call 1930, India's national cybercrime helpline.
Call 1930 nowWithin the hour
File at cybercrime.gov.in. Keep the screenshot, phone number, chat, UPI ID and order details.
Same day
Contact your bank or payment provider and the nearest cyber cell with copies of the evidence.
Recovery is not guaranteed, but it is far more likely in the first hour than the first day.
Hindi quick answer
नकली पेमेंट स्क्रीनशॉट कैसे पहचानें?
PhonePe, Google Pay (GPay), Paytm या किसी भी UPI ऐप के लिए तीन आसान checks:
1
अपना बैंक या UPI ऐप खोलकर incoming credit देखें, buyer का screenshot proof नहीं है.
2
राशि, recipient, time, status और UTR मिलाएँ. Pending या processing को paid न मानें.
3
शक हो तो सामान या service hold करें. Screenshot detector clues देता है; final confirmation आपका account करता है.
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Check another screenshotFree · no login · image deleted after analysis.
Related safety checks
Yes. Editing apps and template sites can produce convincing PhonePe, Google Pay, Paytm and UPI screens in seconds. A screenshot is never proof of payment.
Open your own payment or bank app and look for the credit. Use the detector for editing clues, but confirm in your own account.
It can catch edited text, mismatched fonts, inconsistent transaction details and known fake templates. It cannot confirm that money moved. A clean result is still not a bank confirmation.
A UTR is the reference attached to a UPI transfer. A number shown in a screenshot can be invented. An invented number will not appear in your bank's records.
Wait, but do not release anything. A genuine outage shows failed or pending, not a final successful credit in your account.
It may be pending, sent to another linked account, partially paid, or not sent at all. Check every linked account and never release goods while status is uncertain.
No. It is analysed and deleted. No account or email is required.
Call 1930 immediately, then report at cybercrime.gov.in. Acting in the first hour gives the best chance of freezing the receiving account.
It can review PhonePe, Google Pay or GPay, Paytm, BHIM UPI, Amazon Pay, WhatsApp Pay, CRED and other UPI receipts. App layouts vary, so the checker does not rely on one fixed template.
They are usually edited from a real receipt, generated from a template, or displayed by a cloned or prank app. The screenshot may look convincing even though no payment reached you.
Yes. It is free to use, requires no account or login, and the page states that uploaded images are analysed and deleted.